Unfortunately, circumstances often arise when you urgently need to get this or that amount of money and, fortunately, there are many different ways to get a loan.
People are already sufficiently familiar with the procedure for obtaining loans with the help of a bank and, based on the experience gained, they know how difficult and troublesome it is. After all, banks require a large package of documents, conduct a thorough check of the payment capabilities of the borrower, etc., all - this, as you know, takes a lot of time, and it can not always serve as a guarantee for the approval of the issuance of money. On the other hand, the online national credit bureau performs work according to a more simplified system, which significantly expands the capabilities of clients.
List of services
• Credit Bureau.
It is a kind of repository of information about borrowers, the data of which is available to both banks and clients. The main purpose of its use is to exchange characteristics about the degree of reliability of a particular bank client.
Clients, using this service, which is provided by the national credit bureau online, have the opportunity to verify the accuracy of the information collected on them.
• Credit reports.
Such a service includes access to the credit history of each borrower, opens up opportunities for its study, allows, if necessary, to submit a request to challenge inaccurate or untrue data, as well as to receive all kinds of advice on its content.
• Scoring.
It is customary to call scoring a certain value of creditworthiness in numerical form, which banks take into account when issuing a loan.
• Central directory of credit histories.
Thanks to the database that the national credit bureau has online, it is possible to determine at any time where a specific credit history is located; to carry out such an operation, you only need to know the code of the history you are interested in.
• Subject ID.
This code is required to obtain information from the CCCI (Central Directory of Credit Histories). With such a code, you can significantly reduce the risk of your credit history with unknown lenders.
• Base of pledged cars.
Such a database provides access to data on pledged vehicles that are pledged. With the help of this service, you can easily check if the car that you decided to buy from the previous owner is not pledged.
