A lot of people have cramped living conditions, and many even rent a house. And when the slightest opportunity looms on the horizon buy an apartment , we grab this chance immediately ... But psychologists and even realtors advise against making such an important decision hastily. First, identify the reasons pushing you to buy real estate.
Tired of the "nomadic lifestyle"
Usually such thoughts overtake us when the lease term comes to an end, and a new equivalent living space is not found in any way. Ordeals in removable corners make you want to buy your own real estate "at least some, but right now", albeit on unfavorable terms. These are prerequisites for making an unsuccessful purchase, because very soon you may regret making an impulsive choice. Take your time, do not make a deal immediately, but start collecting money. Gradually, you collect a sufficient amount for the first installment, and during this time you will decide what exactly you need.
An advantageous specific offer has been received
Sometimes we say “yes” spontaneously under the pressure of external circumstances. For example, you may be offered suitable apartments at a cost that is significantly less than the average market offer. It is tempting to take out a mortgage, go into debt, get another job, but find the money for this particular option.
You should carefully weigh - is the proposed housing really suitable for you? Does it have any advantages or is it an attractive price - its only advantage? Are you satisfied with the location, transport accessibility, layout, area, floor? Half of these questions are not answered in the affirmative? Refuse the deal.
You are easy on life plans
Imagine your life in 5-7 years. Do you see yourself in this city? Or is the likelihood of moving to another region possible? In the second case, think over all the pros and cons of buying a place to live now. Perhaps it makes sense to give it up and spend the remaining time before moving in a rented apartment?
Unproven investment attractiveness
Do you think this is a great solution - buy an apartment in a good area city and then sell it profitably. Not so simple. An example of the deceptive attractiveness of investing is the recent downturn in the domestic housing market: sellers had to sell apartments at significant discounts.
