Currency exchange is a simple operation, but with carelessness you can encounter scammers. Dozens of exchange points work in Kharkov, and not all of them are conscientious. In this article, the head of the company exchange of Kharkov tells how to protect your money and not become a victim of deception. At https://obmenka24.kharkov.ua/you can not only find out the current exchange rate, but also conduct a safe foreign exchange operation.
1. Choose only official exchangers
Where is safe:
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Banks (Privatbank, Oschadbank, Raiffeisen Bank).
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licensed metabolic points with a sign and details.
Dangerous places:
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Doubtful "exchangers" without a sign.
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Private persons offering a "super-course" near banks or markets.
What to check:
✔ The presence of a cash register.
✔ Course on the scoreboard (must coincide with the voiced).
✔ NBU resolution (usually posted in a prominent place).
2. Carefully recount the money
common schemes of fraud:
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"Lack of bills" - you may not be returned to the entire amount, hoping that you will not count.
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"Fake money" - the substitution of real bills are fake.
How to protect yourself:
✔ Counting money at the operator.
✔ Check the bills (watermarks, protective stripes).
✔ Do not be distracted - scammers often act when the client is inattentive.
3. Avoid "too profitable" courses
If the exchange rate is much better than in neighboring banks - this is a reason to be a preach. Fraudsters lure customers with high rates, and then:
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replace the bills.
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Hidden commissions are charged.
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They refuse to return the money under far -fetched prepositions.
Rule: Always compare the course on the sites minfin or obmenka24.kharkov.ua before the exchange.
4. Do not trust street "changers"
In the center of Kharkov (especially near the University or Central Market metro station), they can offer "exchange without commission." Why is it risky:
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You can be deceived when counting.
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can give fake money.
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In the event of a conflict - there is no one to make a claim.
Tip: Change the currency only in stationary points with cameras and protection.
5. Use non -cash methods
for the safety of large sums is better:
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Bank transfer (through Privat24, Monobank).
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Online exchangers with guarantees (Obmenka24.kharkov.ua).
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P2P platforms with transactions (Binance, Whitebit).
Pros:
✔ All operations are fixed.
✔ You can cancel the payment for suspicious actions.
